Any professional in the payments industry can work toward accreditation. If you have worked in ACH for years, you will add a highly respected qualification to your resume; if you are relatively new to the field, you will give yourself an edge over the competition. At a minimum, NACHA recommends spending two years working in the payments industry before taking the AAP exam.

Celebrate National AAP & APRP Recognition Day on Feb. 12, 2019

Register Now

What are the benefits?

Gain a Competitive Advantage

Having training that your competitors don't have can set you apart when pursuing new business opportunities or bidding on new projects. AAPs demonstrate a commitment to understanding and excelling in electronic payments, with an emphasis on topics related to the ACH Network.

Remain Compliant & Current

Organizations employing AAPs more readily comply with the NACHA Operating Rules and are able to address operational issues in a timely and efficient manner. AAPs must stay up-to-date on the Rules and other regulations affecting electronic payments. Additionally, auditors and regulators typically look to see if the organization employs AAPs.

Execute Projects More Efficiently

AAPs provide organizations with a solid foundation. The advanced training, information and knowledge gained from specialized coursework provides organizations with tools and strategies that will guide and direct you in project execution. AAPs are committed to superior professionalism and upholding industry standards.

Build Professional Credibility

As an AAP, you will inevitably become the "go-to" payments expert in your organization and professional network. An increasing number of organizations want (or may even be required) to engage AAPs. Being an AAP can help boost your professional credibility and prestige within your own network and with your current clients.

Preparing for the AAP Exam

Our test-taking process is both efficient and flexible. After you register for the exam on, you will receive a confirmation email with an ID number to use to set up a specific testing date and location. We partner with PSI to use its computer-based testing facilities around the country, so you have plenty of options in choosing your exam time and locale. Testing centers are at community colleges, universities, IT centers and aviation centers.

After registering, you'll receive an email outlining how to schedule a convenient time, date and location to take the APRP exam. You can review testing sites on PSI’s website before scheduling, though not all facilities are available on every date.  Additionally, you will receive The Accredited ACH Professional Handbook. While a great resource, it should not be your only source of preparation. Below are recommended resources to help you prepare to take the exam. 

Regional Payments Associations (RPAs)Find Training

Payments Associations offer AAP exam preparation courses virtually and in-person nationwide. Connect with your Payments Assocation and see what training they offer.

The AAP Buddy ProgramGet a Buddy

This mentoring program pairs aspiring AAPs with a current AAP who has volunteered their time to help guide the prospective AAP throughout their study period.

The AAP/APRP ExchangeVisit the Exchange

Access to this popular social networking site encourages interaction between aspiring and current AAPs and APRPs. As a member, you can post or respond to questions, help others to be compliant with the NACHA Operating Rules, government rules and regulations, software and hardware solutions, and more.

Publications & Other Study MaterialsNACHA eStore

NACHA, in cooperation with the RPAs, offers a variety of resources to help prepare you for the exam. Visit the eStore to view the materials.


Have a question about the AAP exam, find the answer in our Frequently Asked Questions.

Registration Dates & FeesAAP Fees & Dates

The annual test window for the AAP exam is during October. Make sure you have all the latest information on registration dates and fees by checking this page.

National AAP & APRP Day - Feb. 12, 2019

NACHA partners with the Regional Payments Associations (RPA) to honor more than 4,500 AAPs and more than 200 APRPs as part of National AAP & APRP Recognition Day. Celebrated annually on the second Tuesday of February, National AAP & APRP Recognition Day highlights the importance of the accreditations, as well as celebrates the achievements and contributions of AAPs and APRPs nationwide. NACHA, the RPAs and over 1,700 organizations celebrate National AAP & APRP Recognition Day in unique ways across the country.

Contact Us

Please contact us at if you have any questions or need additional information.