Filing AAP Continuing Education Credits

Now that you are an AAP, it is important to maintain your credential with continuing education. Below is information on how to maintain your AAP designation, including earning and filing continuing education credits (CEC).

When to File Continuing Education Credits
The AAP Accreditation is good for five years. In that five year period accredited professionals must earn 60 CECs, with no more than 20 credits earned per year. AAPs file CECs in the spring of the year after the credits are earned. Credits earned during a calendar year may only be reported in the reporting period specific to the calendar year. For example, credits earned in 2019 may only be reported during the regular filing period, but will be accepted during the late filing period (fee applies). See below:

  • The regular filing period is May 1, 2019 - March 31, 2020
  • The late filing period is April 30, 2020 (fee applies).

NACHA is unable to accept credits outside the current reporting period. If you have not met CEC requirements in the fourth or fifth year of your AAP accreditation, then you can retake the AAP exam.

Please refer to the Continuing Education Guidelines document for guidance on what educational activities are eligible for AAP CECs.

Please note: NACHA conducts 50 audits per year of AAP renewal credits. You must retain copies of your supporting documentation for at least three years. In the event of an audit, any credits that cannot be substantiated will be disqualified.

Ways to Earn CECs

There are many types of educational activities that count toward accreditation renewal. Below are a few examples:  

  • Attend a professional seminar or training, such as those offered through NACHA or a Regional Payments Association (RPA)
  • Volunteer on certain NACHA or RPA committees or Board of Directors
  • Publish an article, book or paper on a payments risk topic
  • Teach a course or seminar on an AAP-related topic

Please follow Steps 1-5 below to file your continuing education credits online. If you're unable to file your CECs online, complete and mail the AAP CEC form below to NACHA.

to the website using your email address, then enter your password.



Navigate to "My Profile," located at the top of the homepage. Click on "AAP Education Credit," then click on "Pay Credit Submission Fee."


Complete the payment process, then navigate back to AAP Education Credit under "My Profile." Click "Add Your Credits" to open the Self-Reported Credits box.


To enter a self-reported credit, first select the certification area, then enter the activity/event title, number of credits, activity date and program sponsor. Click "Save."


Click "Add Your Credits" to repeat process to report up to a maximum of 20 credits.


If you're unable to file your CECs online, please download and complete the AAP CEC form and mail to:
2550 Wasser Terrace, Ste. 400
Herndon, VA 20171
ATTN: Accounting DepartmentAAP CEC Form

AAP Continuing Education Credits Filing Fees and Deadlines

March 31, 2020 - Deadline for filing
April 1-30, 2020 - Late filing (fee applies)

Member: $100/Reporting Year 2019 | Nonmember: $175/Reporting Year 2019 
Late Filing Fee – Additional $50 (April 1 – April 30)

Continuing Education Course Licensing

By licensing your organization’s continuing education courses to count as AAP renewal credits, you add a significant advantage to those educational offerings. AAPs may earn their 60 renewal credits by either attending a training or teaching a licensed course. When you apply to NACHA to license your educational offerings, you will benefit both the employees who attend those courses, as well as provide AAPs at your organization’s with teaching opportunities.

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